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CII E05 exam is aimed at professionals who work in the insurance and financial services sector, including underwriters, claims handlers, brokers, and insurance lawyers. E05 exam covers a broad range of topics, including the legal and regulatory framework of insurance, the principles of insurance contracts, and the legal aspects of insurance claims.

The CII E05 examination is based on the legal principles that apply to insurance contracts, claims procedures, the law of torts, and consumer protection laws, among others. It examines the legal aspects of insurance covers such as Property, Life and health, Motor, Liability, and others. The CII E05 Certification Exam covers all of these legal principles with an ultimate goal of preparing individuals to not only pass the exam but also understand how to apply insurance laws to real-life situations.

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CII E05 Exam Syllabus Topics:

SectionObjectives
Subrogation and Contribution- Recovery and sharing of losses
  • 1. Subrogation rights
  • 2. Contribution between insurers
Formation of Insurance Contracts- Insurance contract principles
  • 1. Consumer and commercial insurance law
  • 2. Insurable interest
  • 3. Utmost good faith
  • 4. Disclosure and fair presentation
Law of Agency and Insurance- Agency relationships
  • 1. Duties and liabilities
  • 2. Authority of agents
  • 3. Creation of agency
Insurance Claims- Claims process and legal principles
  • 1. Rights and obligations of parties
  • 2. Notification and handling of claims
  • 3. Claims settlement
Nature and Sources of English Law and Natural Legal Persons- Nature and sources of English law
  • 1. Legal systems and sources of law
  • 2. Natural and legal persons
Indemnity and Measurement of Loss- Application of indemnity
  • 1. Calculation of losses
  • 2. Methods of indemnification
Insurance Contract Terms and Vitiating Factors- Policy terms and validity
  • 1. Representations and misrepresentations
  • 2. Conditions and warranties
  • 3. Fraud
  • 4. Effects of breach
Law of Contract- Contract formation and operation
  • 1. Consideration
  • 2. Breach and remedies
  • 3. Offer and acceptance
  • 4. Terms of contract
Law of Torts- Principles of tort law
  • 1. Nuisance
  • 2. Negligence
  • 3. Defamation
  • 4. Liability and remedies

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