Exam Name: Life and Accident and Health or Sickness Producer - Combo Series 20-30
Certification Provider: Insurance Licensing
Corresponding Certification: Insurance Licensing Certification
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Instant Download Insurance Licensing : Life-and-Accident-and-Health-or-Sickness-Producer-Combo Questions & Answers as PDF & Test Engine
Updated: Oct 12, 2026
No. of Questions: 265 Questions & Answers with Testing Engine
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Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Overview:
| Certification Vendor: | State Insurance Departments (typically administered via Pearson VUE or Prometric, depending on jurisdiction) |
|---|---|
| Exam Name: | Life and Accident and Health or Sickness Producer - Combo Series 20-30 |
| Exam Number: | 20-30 |
| Exam Duration: | 120-150 |
| Exam Price: | $55–$150 USD (varies by state) |
| Exam Format: | Multiple-choice, Computer-based testing |
| Certificate Validity Period: | Varies by state (typically license renewal every 2 years) |
| Available Languages: | English |
| Real Exam Qty: | 100-150 |
| Related Certifications: | Life Insurance Producer License Accident and Health or Sickness Insurance Producer License |
| Passing Score: | 70% |
| Sample Questions: | DOWNLOAD DEMO |
| Exam Way: | Computer-based exam delivered at authorized testing centers or online proctored systems depending on state provider (Pearson VUE or Prometric) |
| Pre Condition: | Completion of state-approved pre-licensing education hours (varies by jurisdiction) |
| Official Syllabus URL: | https://www.naic.org/ (National Association of Insurance Commissioners - reference portal; actual booking via state DOI / Pearson VUE or Prometric) |
Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Annuities | - Annuity types and features - Accumulation and payout options |
| Ethics and Professional Conduct | - Consumer protection standards - Ethical responsibilities of insurance producers |
| Federal Regulations and Taxation | - Tax treatment of insurance products - Federal insurance-related regulations |
| Policy Provisions and Options | - Standard policy provisions - Beneficiaries and policy ownership |
| State Insurance Regulations | - Producer licensing requirements - Unfair trade practices and compliance |
| Accident and Health Insurance | - Health insurance plans and structures - Disability income and medical expense coverage |
| Insurance Fundamentals | - Basic insurance principles - Insurable interest and risk management concepts |
| Life Insurance | - Types of life insurance policies
|
Answers for Life-and-Accident-and-Health-or-Sickness-Producer-Combo Candidates
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Life-and-Accident-and-Health-or-Sickness-Producer-Combo requires 70% to pass, and the official exam fee is $55–$150 USD (varies by state). Knowing both numbers early helps you plan your exam date and budget together.
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The Life-and-Accident-and-Health-or-Sickness-Producer-Combo exam contains 100-150 questions within 120-150 minutes. Rehearsing under the same time limit on the ExamPrepAway engine builds the pacing habits you will need.
- Accident and Health Insurance ()
- Insurance Fundamentals ()
- Ethics and Professional Conduct ()
Allocate your study hours in proportion to each topic's weight.
The package includes 265 practice questions for the Life-and-Accident-and-Health-or-Sickness-Producer-Combo exam, all with verified answers and available in three formats.
Completion of state-approved pre-licensing education hours (varies by jurisdiction)
Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:
Which advantage does an employer gain by providing a qualified retirement plan, as contrasted to a non- qualified plan?
- A. It is useful in rewarding selected employees for good work performance
- B. The plan funds are available for general business needs
- C. It can be designed for the exclusive benefit of several key employees
- D. The employer's contributions to the plan are tax deductible
Correct Answer: D 🗳️
Explanation: Only visible for ExamPrepAway members. You can sign-up / login (it's free).
Which feature in a long-term care insurance policy is designed specifically to provide benefits at times when family members need a break from caring for the insured?
- A. Respite care
- B. Skilled nursing facility care
- C. Home health care
- D. Custodial facility care
Correct Answer: A 🗳️
Explanation: Only visible for ExamPrepAway members. You can sign-up / login (it's free).
In dental insurance coverage, which one of the following typically is EXCLUDED?
- A. Preventive care
- B. Treatment started prior to the eligibility date
- C. Dental X-rays
- D. Root canal therapy
Correct Answer: B 🗳️
Explanation: Only visible for ExamPrepAway members. You can sign-up / login (it's free).
Short-term group disability income insurance:
- A. Usually coordinates the amount of benefits paid with disability benefits received under Social Security
- B. Frequently provides coverage through age 65 for insureds who are over 55 when they become disabled
- C. Often has a benefit period extending up to a maximum of ten years
- D. Usually provides benefits expressed as a percentage of the insured's normal weekly wage, up to a specified weekly maximum
Correct Answer: D 🗳️
Explanation: Only visible for ExamPrepAway members. You can sign-up / login (it's free).
Which one of the following causes of death typically would be included under an accidental death rider attached to a life insurance policy?
- A. War or acts of war
- B. Intentionally self-inflicted injuries
- C. Automobile accidents resulting from the insured ' s negligence
- D. Illness or disease
Correct Answer: C 🗳️
Explanation: Only visible for ExamPrepAway members. You can sign-up / login (it's free).
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